Graystone Mortgage

PRIVACY

WHAT DOES GRAYSTONE TOWER BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security Number and income
Account balances and payment history
Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Tower Bancorp Inc., Graystone Tower Bank, and Graystone Mortgage LLC (collectively referenced as "Graystone Tower") chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Graystone Tower Bank share?	Can you limit this sharing?
>For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes- to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates' everyday business purposes- information about your transactions and experiences	Yes	No
For our affiliates' everyday business purposes- information about your creditworthiness - is shared among divisions but not with affiliates	No	We don't share
For our affiliates to market to you	No	We don't share
For nonaffiliates to market to you	No	We don't share

Questions?

Call 1-866-472-9786 (Harrisburg)
or 1-866-597-2137 (Greencastle)
or 1-877-362-0100 (West Chester)
or 1-866-472-9786 (Graystone Mortgage LLC)

Who we are
Who is providing this notice?	Graystone Bank, a division of Graystone Tower Bank Tower Bank, a division of Graystone Tower Bank 1N Bank, a division of Graystone Tower Bank American Home Bank, a division of Graystone Tower Bank Graystone Wealth Management, a DBA of Graystone Tower Bank Graystone Mortgage LLC, an affiliate of Graystone Tower Bank Tower Bancorp, Inc. an affiliate of Graystone Tower Bank

What we do
How does Graystone Tower Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We educate our employees on the importance of maintaining the confidentiality of customer information. We restrict access of customer information to those employees who need to know that information to provide products or services to you. Your Privacy Online for Internet users We use cookies to recognize return visitors and collect statistics. You can set your browser to refuse cookies. However, you may not be able to access all of our services.
How does Graystone Tower Bank collect my personal information?	We collect your personal information, for example, when you open an account or deposit money pay your bills or apply for a loan use your credit or debit card
Why can't I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates' everyday business purposes-information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include companies with a common corporate identity of Graystone Tower Bank; which are the following financial companies: Graystone Bank, a division of; Tower Bank, a division of: 1N Bank, a division of; American Home Bank, a division of; Graystone Wealth Management Our affiliates include our sole subsidiary, Graystone Mortgage LLC. Our affiliates include our parent company, Tower Bancorp, Inc.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. "Graystone Tower Bank does not share with nonaffiliates so they can market to you."
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include Elan Financial Services, issuer of our credit cards.